Will or Trust?

Will, trust, or both?

Seven quick questions, about two minutes, for a clear answer.

Your recommendation

What each one does, in plain terms

A will

Simpler, lower cost
  • Names who inherits and who carries it out
  • Names a guardian for minor children
  • Takes effect after death, through probate
  • Becomes part of the public court record

A living trust

More setup, more control
  • Passes assets without probate
  • Keeps your estate private
  • Lets you control timing and conditions
  • Only works if it is funded (assets retitled)

Worth keeping in mind

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